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Category: Personal Finance

link to The Basics of Building Financial Literacy: What You Need to Know

The Basics of Building Financial Literacy: What You Need to Know

What is financial literacy and why do you need it Financial literacy is the ability to understand and use financial concepts in order to make better decisions. It includes knowledge of financial...

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link to How to Budget Money on a Low Income

How to Budget Money on a Low Income

Create a Budget One of the most important steps in financial planning is creating a budget. A budget is an estimate of income and expenses over a specified period of time, usually one month. The...

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link to How to Save Money on Groceries – Our Top 10

How to Save Money on Groceries – Our Top 10

Spending on groceries is a significant sum for many families. We set out how you can save money on groceries with our top 10 saving tips!

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link to Financial Literacy for Beginners: Where to Start

Financial Literacy for Beginners: Where to Start

If you are looking for help in financial literacy for beginners, you are in the right place. We have some easy, actionable steps to follow.

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link to Principles of Wealth Creation to Follow

Principles of Wealth Creation to Follow

Why some people build wealth and a lot of people do not appears to be a great mystery too many. By looking at the number of articles written, books published and TV shows on the topic it looks like...

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link to Ways for a Teenager to Make Money – #1 Comprehensive List

Ways for a Teenager to Make Money – #1 Comprehensive List

Our latest personal finance article gives you practical advice on ways for a teenager to make money and offline — a comprehensive guide to getting them started.

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About Us

Andrew Carter is a Chartered Accountant, writer, editor, owner and general dogsbody of the website Financial Memos. Andrew brings over 20 years of experience in financial reporting, accounting policy, corporate governance, auditing and fiscal policy.

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