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Category: Personal Finance

link to Ways to Control Spending – Three Suggestions

Ways to Control Spending – Three Suggestions

Like a lot of problems in personal finance the ways to control spending are almost unlimited; the reason being all of our circumstances are unique. Our personalities are different, our families are...

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link to Financial Literacy and a Family Quiz Night

Financial Literacy and a Family Quiz Night

As I have begun to get back to this website and try to make a success of it once again, I have been mindful of personal finances; in particular in the wider community. As I listen to people talk...

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link to Debt Avalanche v Debt Snowball – Which One?

Debt Avalanche v Debt Snowball – Which One?

In our article setting out the Dave Ramsey's baby steps we mentioned in baby step 2 the use of the debt snowball approach to paying off non-home loan debt (often called a mortgage loan). This is the...

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link to Control Your Spending – Step Towards Freedom

Control Your Spending – Step Towards Freedom

To take a break from writing our Accounting 101 series, we thought we would look back on our site and see how things have changed over the last seven or eight years. In particular, we wanted to look...

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link to Dave Ramseys Baby Steps Program

Dave Ramseys Baby Steps Program

In our personal finance articles, for example our article on watching those expenses, we often talk about Dave Ramsey and the very positive impact he has had on our family's personal finances. If you...

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link to YNAB Software Review – You Need a Budget

YNAB Software Review – You Need a Budget

You Need A Budget (YNAB) is one of the most user-friendly accounting programs on the market. It has been around for almost a decade now, and it has helped many people put their finances in order....

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About Us

Andrew Carter is a Chartered Accountant, writer, editor, owner and general dogsbody of the website Financial Memos. Andrew brings over 20 years of experience in financial reporting, accounting policy, corporate governance, auditing and fiscal policy.

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